Author: Carlos Javier Pérez Loeza
Date: June 2025
Version: 1.0
Contact: carlos@redeemingsovereignmodel.com
This white paper presents the Redeeming Sovereign Model—a programmable sovereign digital currency system designed to reduce inequality, strengthen civic financial capacity, and modernize taxation through behavioral incentives and automated smart contracts. Grounded in economic justice and national self-determination, the model integrates blockchain infrastructure, universal capital distribution, and redeemable taxation to build resilient financial ecosystems in both emerging and advanced economies of our blue planet.
"To redeem a broken economy, we must first redeem the purpose of money itself."
In a world where inequality deepens and trust in traditional monetary systems erodes, a new model is urgently needed—one that restores dignity, promotes long-term economic balance, and puts power back into the hands of the people.
The Redeeming Sovereign Model is not just a financial instrument. It is a blueprint for economic justice in the digital era. Designed as a sovereign digital currency with built-in behavioral incentives, this model distributes universal capital directly to adults in the form of programmable tokens—while embedding smart savings, progressive taxation, and credit responsibility into its very architecture.
This white paper introduces a complete framework for how sovereign nations can adopt this model to reduce poverty, stabilize demand, and encourage productive use of capital over time. It combines macroeconomic vision, blockchain technology, and behavioral economics into a single, integrated ecosystem that redefines the relationship between state, citizen, and money.
At its core, this model is not about printing more money. It’s about redeeming the role of currency as a force for empowerment, cooperation, and shared national prosperity.
Let us force all else to create an economy model never before created.
For decades, economic systems have been structured in ways that reward speculation over productivity, debt over discipline, and centralization over sovereignty...
Every adult citizen receives a one-time sovereign distribution of digital capital—starting at 280,000 pesos—directly into a secure, government-issued wallet...
Automatically, 10% of the distributed capital is placed into a “savings layer” of the wallet...
The model distinguishes between essential and non-essential purchases...
Each wallet functions as a living ledger of financial behavior...
When loans are repaid, the repaid tokens are permanently burned...
The sovereign token is minted directly by the national treasury with a fixed total supply calibrated to the population...
Each citizen receives a sovereign wallet with two automated layers: Spending and Savings...
All transactions are processed through blockchain smart contracts that detect the nature of the product or service purchased...
The model may be implemented on a sovereign blockchain or a Layer 2 protocol...
Major changes require multi-signature consensus and/or national referendum conducted on-chain...
Essential item (e.g., rice): 0% tax. Paid from the spending layer. Savings untouched...
A 120,000-peso watch incurs a 75% tax (90,000 pesos). Total cost: 210,000 pesos...
Educational purchases are tax-free. May unlock savings for approved educational expenses...
Wallet behavior determines eligibility. Loans are pre-approved by smart contracts with low rates...
Once repaid, the loan tokens are burned and credit capacity resets...
Smart contracts verify purpose. Tax exemption and matched grants support cooperative initiatives...
Target small communities with digital access and civic readiness...
Each adult receives 280,000 sovereign tokens with 10% locked in savings...
Purchases and behavior analyzed anonymously over 6–12 months...
Adjust contracts and prepare legal frameworks based on pilot data...
Gradual implementation across wider areas with support networks...
Governments and NGOs can customize the system with full transparency...
Experts assist with implementation, training, and auditing...
Wallets and protocols coordinate cross-border trade, remittances, and aid...
The Redeeming Sovereign Model offers a people-first alternative to centralized finance...
The Redeeming Sovereign Model is more than a digital currency—it is a proposal for rebirth, cooperation, and shared dignity...
Let this be the beginning of a new era. One sovereign, one wallet, one restored economy at a time.
Figure 8: Redeeming Sovereign Model — Intellectual Property Flow